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Own a Home

A decent, affordable home is an investment that lasts for generations.

We're talking about the strength, stability, and self-reliance that

come through homeownership. 

Everyone deserves a decent place to live, and everyone can do something today to help make that possible for another family.

Habitat for Humanity – Anchorage (HFHA) is  working dedicated to the mission of providing simple, safe, decent and affordable homeownership opportunities to families we partner with. HFHA works with people from all backgrounds, creeds and walks of life to build strength, stability and self-reliance through shelter. The HFHA program partners with volunteers, donors and home-buyers to carry out our mission.
We do this by building homes alongside partners and selling the homes at or under appraised value with a nonprofit mortgage.

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Habitat for Humanity Home is...

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Affordable

Habitat's homes have monthly housing payments, including mortgage, home insurance, and property taxes, set to not exceed 30% of the household monthly income.

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Interest rate

Habitat sells homes at no profit and with 0% (zero percent) interest on the mortgage.

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Wide variety

Habitat for Humanity homes range from single homes to townhouses, with a wide range of home types to suit every family size and style.

3 things need to know  before applying for the Homeowner Program

01

Habitat Home is NOT free gift

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Habitat for Humanity homes are not given away. When a family or individual partners with us, they have to pay the mortgage on the house.

02

Need to be a partner with us

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03

Take a time to own a home

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All homeowners complete 250-600 hours of sweat equity per adult  as part of the down payment on their home. 

This is not a quick process – from selection to move – in. It takes  up to 2.5 years for a new build. 

How to apply our Homeowner Program

Check our home buyer qualifications

To be eligible to purchase a home with Habitat for Humanity, potential homeowners must meet Home buyer qualification.

Attend a homeowner
information session 

In order to qualify for homeownership through Habitat for Humanity, all applicants are required to attend one Information Session.

 

We will contact to Interest Form registrants  by e-mail when the homeowner information session is scheduled.

Homeownership Has Perks

When you receive the keys to your new home, you will quickly begin realizing the benefits of safe, decent, and affordable housing.

Stability

Provide your family with a safe, stable home environment to return to at the end of the day.

Affordability

We work with you to ensure that your new home is affordable so you can use your resources effectively.

You Own It

Your new home will be an asset and a legacy - something you can pass down to your children.

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We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

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